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Simmons First Nationwide Company (NASDAQ:SFNC) Q1 2023 Earnings Convention Name April 25, 2023 10:00 AM ET

Firm Contributors

Edward Bilek – Director of Investor Relations

Jay Brogdon – President and Chief Monetary Officer

Robert Fehlman – Chief Govt Officer

Matthew Reddin – Govt Vice President and Chief Banking Officer

George Makris – Govt Chairman

Convention Name Contributors

Brady Gailey – KBW

David Feaster – Raymond James

Stephen Scouten – Piper Sandler

Matt Olney – Stephens

Gary Tenner – D.A. Davidson

Operator

Good day, and welcome to the Simmons First Nationwide Company First Quarter 2023 Earnings Name. All contributors shall be in pay attention solely mode. [Operator Instructions] After at the moment’s presentation there shall be a chance to ask questions. [Operator Instructions] Please observe, this occasion is being recorded.

I’d now like to show the convention over to Ed Bilek. Please go forward.

Edward Bilek

Good morning, and welcome to Simmons First Nationwide Company’s First Quarter 2023 Earnings Name. Becoming a member of me at the moment are a number of members of our government administration crew, together with our Govt Chairman, George Makris; CEO, Bob Fehlman; and President and CFO, Jay Brogdon.

Earlier than we start the Q&A, I wish to remind you that our first quarter earnings supplies, together with the discharge and presentation deck can be found on our web site at simmonsbank.com below the Investor Relations tab.

Throughout at the moment’s name, we are going to make forward-looking statements about our future plans, objectives, expectations, estimates, projections and outlook, together with, amongst others, our outlook relating to future financial situations, rates of interest, lending and deposit exercise, credit score high quality, liquidity and internet curiosity margin. These statements contain dangers and uncertainties, and you must, due to this fact, not place undue reliance on any forward-looking assertion as precise outcomes may differ materially from these expressed in, or implied by the forward-looking statements on account of quite a lot of elements. Extra data regarding a few of these elements is contained in our earnings launch and investor presentation furnished with our Kind

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