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Most well-liked Financial institution (NASDAQ:PFBC) Q3 2023 Outcomes Convention Name October 18, 2023 2:00 PM ET

Firm Individuals

Jeff Haas – EVP, Normal Data

Li Yu – Chairman, CEO

Edward Czajka – CFO

Nick Pi – Chief Credit score Officer

Convention Name Individuals

Matthew Clark – Piper Sandler

Tim Coffey – Janney

Andrew Terrell – Stephens

Eric Spector – Raymond James

Gary Tenner – D.A. Davidson

Operator

Good afternoon, everybody, and welcome to the Most well-liked Financial institution Third Quarter 2023 Earnings Convention Name. [Operator Instructions]. Please additionally observe, at the moment’s occasion is being recorded.

Presently, I might like to show the ground over to Jeff Haas of Monetary Profiles. Please go forward.

Jeff Haas

Thanks, Jamie. Hiya, everybody, and thanks for becoming a member of us to debate Most well-liked Financial institution’s monetary outcomes for the third quarter ended September 30, 2023. With me at the moment from administration are Chairman and CEO, Li Yu; President and Chief Working Officer, Wellington Chen; Chief Monetary Officer, Edward Czajka; Chief Credit score Officer, Nick Pi; and Deputy Chief Working Officer, Johnny Hsu. Administration will present a quick abstract of the outcomes, after which we’ll open up the decision to your questions.

In the course of the course of this convention name, statements made by administration might embody forward-looking statements throughout the that means of the Non-public Securities Litigation Reform Act of 1995. Such forward-looking statements are based mostly upon particular assumptions that will or might not show right. Ahead-looking statements are additionally topic to recognized and unknown dangers, uncertainties and different elements regarding Most well-liked Financial institution’s operations and enterprise setting, all of that are troublesome to foretell and plenty of of that are past the management of Most well-liked Financial institution.

For an in depth description of those dangers and uncertainties, please check with the SEC required paperwork the financial institution information with the Federal Deposit Insurance coverage Company, or FDIC. If any of those

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