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First Commonwealth Monetary Company (NYSE:FCF) Q3 2023 Earnings Convention Name October 25, 2023 2:00 PM ET

Firm Members

Ryan Thomas – Vice President, Finance & Investor Relations

Mike Worth – President & Chief Govt Officer

Jim Reske – Chief Monetary Officer

Jane Grebenc – Financial institution President, Chief Income Officer

Brian Karrip – Chief Credit score Officer

Convention Name Members

Daniel Tamayo – Raymond James

Michael Perito – KBW

Karl Shepard – RBC Capital Markets

Manuel Navas – D.A. Davidson

Matthew Breese – Stephens Inc.

Daniel Cardenas – Janney Montgomery Scott

Operator

Women and gents thanks for standing by. My title is Brent and I want to welcome everybody to the First Commonwealth Monetary Company Third Quarter 2023 Earnings Outcomes Launch Convention Name. Presently, all strains have been positioned on mute to forestall any background noise. After the audio system’ remarks, there will likely be a question-and-answer session. [Operator Instructions]

Thanks. It’s now my pleasure to show in the present day’s name over to Mr. Ryan Thomas Vice President of Finance and Investor Relations. Sir please go forward.

Ryan Thomas

Thanks, Brent and good afternoon everybody. Thanks for becoming a member of us in the present day to debate First Commonwealth Monetary Company third quarter monetary outcomes. Collaborating on in the present day’s name will likely be Mike Worth, President and CEO; Jim Reske, Chief Monetary Officer; Jane Grebenc, Financial institution President and Chief Income Officer; and Brian Karrip, our Chief Credit score Officer.

As a reminder, a duplicate of yesterday’s earnings launch might be accessed by logging on to fcbanking.com and deciding on the Investor Relations hyperlink on the prime of the web page. We have additionally included a slide presentation on our Investor Relations web site with supplemental monetary info that will likely be referenced throughout in the present day’s name.

Earlier than we start, I have to warning listeners that this name will include forward-looking statements. Please discuss with

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